Archive for the ‘Insurance Coverage News’ Category

Earthquakes…

Thursday, July 23rd, 2015

Recent southeast Missouri earthquakes serve as reminder homeowners should consider buying coverage State insurance regulators’ findings indicate coverage crisis in southeast Missouri Jefferson City, Mo. – Two earthquakes that rattled parts of southeast Missouri last week serve as a reminder that homeowners should consider purchasing earthquake coverage. Most homeowners policies do not offer coverage for…Read More

CONSUMER ALERT: Insurance Gaps May Exist…

Thursday, April 24th, 2014

ODI – Ohio Department of Insurance For Immediate Release: Wednesday, April 16, 2014   CONSUMER ALERT: Transportation Networking Companies (TNC) Insurance Gaps May Exist for TNC Drivers and Passengers   COLUMBUS — Ohio Lieutenant Governor and Insurance Director Mary Taylor has issued a consumer alert to highlight potential insurance implications for Ohio drivers participating in…Read More

Does your insurance cover sinkholes?

Friday, March 8th, 2013

Second sinkhole appears. Does your insurance cover sinkholes? It’s been an eventful geological week in Florida. Just days after a massive sinkhole opened up in Tampa suburb, swallowing an entire home in the process, another smaller (yet sizable) sinkhole appeared a few miles away, in a residential neighborhood between two homes in Hillsborough County. Sinkholes…Read More

Why do all insurance companies insist that you insure your home for replacement cost?

Thursday, November 8th, 2012

Q: I have a slab ranch home. Why do all insurance companies insist that you insure your home for replacement cost? It has a value of $150,000. But I have to have a $190,000 insurance policy for replacement cost. Since it is on a slab with no basement, and I have separate insurance for items…Read More

Does Long-Term Care Insurance at a Young Age Make Sense?

Friday, September 21st, 2012

Does Long-Term Care Insurance at a Young Age Make Sense? By ANN CARRNS The average age of people buying long-term care insurance has been falling, as people seek to balance the possible need for nursing home or in-home care with the considerable cost of the insurance premiums. Even some very young people are buying the…Read More

Do You Need Renters Insurance?

Friday, September 21st, 2012

By Beth Luberecki (for Express), Published: September 19 | Updated: Friday, August 31, 12:00 AM The Washington Post It took a fire in a nearby apartment building to convince Cecilia Garza that she needed renters insurance. “I realized that I could lose everything,” she says. That was about seven years ago, and she’s had a policy ever since….Read More

Do I have the right type of life insurance?

Thursday, September 20th, 2012

Your need for life insurance changes as your life changes. You may need less life insurance when you’re younger, but as you take on more responsibilities and as your family grows, the amount and type of life insurance that fits your circumstances changes. There are many different types of life insurance. But generally, life insurance…Read More

Should I buy my life insurance through my employer or on my own?

Thursday, September 20th, 2012

Many companies offer their workers employer-sponsored life insurance coverage as part of their employee benefits package. If you’re offered this opportunity, it may be in your best interest to accept. Buying life insurance through your employer can be a relatively inexpensive and hassle-free way to get some of the life insurance coverage you need. With…Read More

Earthquake Insurance: How it Shakes Out…

Monday, July 30th, 2012

An earthquake may shake your home’s foundation, but it doesn’t have to rattle your financial footing if you safeguard with the right insurance. Your homeowners policy won’t be enough. About 81% of the world’s biggest earthquakes occur along the Pacific earthquake belt nicknamed the “Ring of Fire,” part of which runs up the West Coast…Read More

If a tree falls, you’re paying something…

Tuesday, July 10th, 2012

It’s a question that neighbors undoubtedly have been asking each other over the din of chain saws in recent days: Does your insurance cover the cost of removing fallen trees or big branches from your yard? The answer: It depends. Storms have battered the state over the past week, uprooting large trees and dumping them…Read More

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