High Net Worth Insurance
Elite protection for luxury homes, assets, and lifestyles—customized coverage from trusted national carriers.
High Net Worth Insurance in Cincinnati and *any city* (ask us about this!) . Since 1970, S P Agency has been helping successful individuals and families protect multi-generational wealth. As a third-generation, independent insurance agency based in Cincinnati, we specialize in private client insurance—custom policies for luxury homes, high-value vehicles, fine art, collectibles, and more.
We proudly partner with Chubb Insurance, PURE Insurance, Berkley One, and Cincinnati Insurance Company to deliver tailored programs for affluent households in Cincinnati and across 43+ states.
Why Choose S P Agency?
- Trusted Chubb Cornerstone Agency (2025)
- Independent, family-owned & client-focused
- Licensed in 43+ states & Washington, D.C.
- Real people, white-glove service—every time
- We answer your call 24/7/366
What We Cover
Comprehensive Coverage for Your Unique Lifestyle:
- Luxury Homes – Primary & vacation residences, coastal, secondary, and custom-built estates
- Collector & Exotic Cars – Agreed Value coverage, restoration coverage, ‘your choice’ repairs, car club discounts
- Jewelry, Art & Valuables – Blanket and scheduled policies for your most prized assets
- Watercraft & Private Aircraft – Full coverage for boats, yachts, and jets – Agreed Value
- Umbrella & Excess Liability – High-limit personal liability coverage ($1M to $100M+)
- Cyber Liability – Identity theft, ransomware, fraud protection, social engineering fraud, and more for high-net-worth families
How It Works
- Consultation – We assess your exposures and goals
- Custom Plan – Chubb, PURE, Berkley One, or Cincinnati Insurance
- Policy Implementation – Fast, seamless setup
- Ongoing Support – Annual reviews, proactive updates, and 24/7 claims assistance
“When a client’s brand-new Audi E-Tron was totaled, we helped them secure a 2025 replacement—no depreciation, no stress. That’s the benefit of high-net-worth auto coverage.”
Make your family a part of our family. Request a free quote or call today at 513-985-3600.
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